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Rosalbina Maria
Rosalbina is 56 years old and makes leather, faux-leather and similar items to make her wares, she also sells various merchandize like clothing and accessories that she combines with her leather, plastic and canvas items like shoes, handbags, wallets, etc. that she makes herself. Her work as a salesperson began 13 years ago when she became unemployed and bought a catalogue and started selling simple merchandize to her neighbors, friends, acquaintances and ex-workmates. With this business she had her first customer and began some courses to learn how to make leather products like handbags and wallets, later on she began to make and sell them to her family. Little by little Rosalbina’s sales have increased because she takes advantage of each season to make her best designs and sales. This is why she constantly needs extra work capital while she collects from previous sales and wants a credikiva, to buy synthetic, leather and canvas materials to make shoes and buy clothing to offer a kit to sell during the first vacation of the semester of the year. Rosalbina’s future goal is to have a store with her own designs and to have better sales to gain her customers’ loyalty.
View original language description ↓
Rosalbina de 56 años de edad se dedica a la elaboración de productos en cuero, cuerinas y similares también vende mercancía variada, especialmente ropa y accesorios que combina con los productos de cuero, plástico y lona que elabora, entre los que se encuentran el calzado, los bolsos billeteras etc. Su actividad como comerciante la inició desde hace 13 años cuando quedó sin empleo y compró un catalogo y empezó a ofrecerle a sus vecinas, amigas, conocidas, y excompañeras de trabajo mercancías sencillas. Con este negocio organizó su primera clientela y posteriormente empezó a realizar cursos de fabricación de productos de cuero como carteras, billeteras y posteriormente empezó a producir y a vender en compañía de su familia. Poco a poco sus ventas se han incrementados, porque aprovecha cada temporada para hacer sus mejores diseños y así mismo sus mejores ofertas, por eso constantemente requiere tener un capital de trabajo adicional, mientras recoge su dinero, procedente de sus cuentas por cobrar. Esta es la razón por la cual acude a un credikiva, con el cual comprará sintéticos, cuero y lona, para fabricar calzado y también comprará ropa para ofrecerla en un kit acorde a las vacaciones del primer semestre del año. Su meta mas adelante es tener un local, para ubicar un almacén con sus propios diseños y las mejores promociones que fidelicen a sus clientes.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 501
    View loans »
    Colombia Loans Fundraising
  • $15,254,800
    Funds lent in using Kiva
  • 1,774.0
    Colombia Pesos (COP) = $1 USD
Expired
A loan of $1,150 helped Rosalbina Maria buy synthetic, leather and canvas materials to make shoes and buy clothing.
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 21, 2012
Listed
Jun 25, 2012
Currency Exchange Loss:
Possible
Expired:
Jul 25, 2012