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Gudber Gualnerger
Gudber Gualnerger is 21 years old, single, and lives with his family in Guaranda in the province of Bolívar.

Gudber Gualnerger is an assistant salesperson in a factory and he also farms for a living.

He is asking for this loan to buy fertilizers, liquid weed killer, and urea. He wants to improve his production with the help of the loan.

He buys and sells in Guaranda every week. His dream is to increase his crops.

The challenge he faces is that of continuing to work to be able to save up and buy an interprovincial bus.

In his free time he does a little of everything; he especially likes to have a good time during Carnaval.
View original language description ↓
GUDBER GUALNERGER tiene 21 años, es soltero vive con sus familiares, en Guaranda Provincia Bolívar.

GUDBER GUALNERGER es asistente de ventas en una fabrica, además se dedica a la agricultura.

Solicita el señor el préstamo para comprar abonos, líquidos mata maleza, urea. Con el apoyo del crédito quiere mejorar la producción.

Realiza sus compras y ventas en la ciudad de Guaranda cada semana. El sueño del señor es incrementar los cultivos.

El desafío al que se enfrenta el señor es seguir trabajando para poder reunir y comprar un bus interprovincial.

En su tiempo libre hace de todo un poco, en especial disfruta cuando son las fiestas de carnaval.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 55
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,100 helped Gudber Gualnerger to buy fertilizers, liquid weed killer, and urea.
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 24, 2012
Jun 25, 2012
Currency Exchange Loss:
Jul 25, 2012