Justina is 49 years old and a teacher by profession. She has a bookstore called 'Librería Alexis' which she has been running for nearly 20 years. She learned everything she needed to know about this business from her brother. Justina currently has two stores: one in her home and another in a university. She was able to open her second store thanks to loans from EDAPROSPO. This allowed her to continue growing in her business and achieve many things. Most importantly, she has managed to provide her son with a good education, build her own home and gain a Masters degree. All of her achievements are the fruit of her determination and hard work. Justina is a member of the 'Futuro para el Bien' community bank. She will invest her current loan in buying school supplies so that her business is well stocked and she is able to offer a variety of goods to her customers.
La Sra. Justina tiene 49 años es docente de profesión. Ella tiene una librería a la que le ha puesto el nombre de su hijo “LIBRERÍA ALEXIS” su negocio ya tiene cerca de 20 años, fue gracias a su hermano que ella aprendió todo sobre ese negocio actualmente tiene 2 tiendas una en su casa y otra en una universidad, gracias a los prestamos de EDAPROSPO pudo abrir su segunda tienda esto le ha permitido seguir creciendo y lograr muchas cosas lo más importante es haberle brindado a su hijo buenos estudios ,construir su casa y terminar su profesión con una maestría. todos sus logros son fruto de su esfuerzo y trabajo arduo. La Sra. Justina es miembro de la alcancía “FUTURO PARA EL BIEN” con su préstamo actual podrá seguir invirtiendo en útiles escolares, con el fin de tener bien surtido su negocio para ofrecer variedad de artículos a sus clientes.
* La Sra. Justina viste blusa negra con blanco.
EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.