20-year-old Patricio Xavier is single, has no children, and lives with his parents in the city of Guaranda, Bolivar Province. He cultivates corn. He is requesting this loan to buy fertilizer, weedkiller and insecticides. The support of the loan will help him to improve the production from his crops.
Patricio Xavier's dream is to increase his harvests. The main challenge he faces is combatting the pests that threaten his crop. Patricio Xavier enjoys playing football in his spare time.
PATRICIO XAVIER tiene 20 años es soltero no tiene hijos, vive con los padres en la ciudad de Guaranda Provincia Bolívar.
PATRICIO XAVIER se dedica al cultivo de maíz. Solicita el crédito para comprar urea, líquidos para la maleza, insecticidas.
Con el apoyo del crédito va a mejorar la producción de su siembra. El sueño del señor es ampliar los sembríos.
El desafío al que se enfrenta el señor es en caso de existir alguna plaga combatirla para no perder la producción.
En su tiempo libre le gusta jugar al futbol
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!