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Ricardo Alberto
Ricardo is 44 years old, married, and has three children. He lives with his family in the town of Omoa, Cortes.


Two years ago, Ricardo started his own business of providing secretarial services. He offers color printing, document binding, photocopying, and the sale of pencils and pens. Ricardo previously sold books in addition to providing binding services. He has always enjoyed this activity and has become well-known in the community.


Ricardo is requesting a loan of 10,000 HNL so that he can restock with materials and supplies for his office such as bookbinding materials, reams of paper, photocopier and printer ink, and pens and pencils to sell. This investment will increase his sales and help to attract more customers. His goal is to have a larger and more profitable business where he can generate more income that he needs to provide a better life for his family.

View original language description ↓
Ricardo tiene 44 años de edad, es casado, tiene 3 hijos, vive con su familia en el municipio de Omoa, Cortes. hace dos años que Ricardo inicio con el negocio de servicios secretariales, donde ofrece impresiones a color de todo tipo, encuadernaciones, fotocopias de documentos y venta de lápices y bolígrafos. Anteriormente Ricardo se dedicaba a la venta de libros y a realizar trabajos de encuadernación. Siempre le ha gustado esta actividad y por eso es muy conocido en la comunidad. Esta solicitando un préstamo por 10,000.00 Lempiras para surtir de materiales y útiles de oficina como ser: material para encuadernar libros, resmas de papel, tintas de impresoras, para las fotocopias y los trabajos de impresión y bolígrafos y lápices para la venta. Esta inversión le ayudara a incrementar las ventas y a crecer en clientes. Su meta es tener un negocio más grande y muy rentable de donde pueda obtener los ingresos necesarios para que su familia viva mejor.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 82
    View loans »
    Honduras Loans Fundraising
  • $8,803,075
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Ricardo Alberto to buy bookbinding materials, reams of paper, photocopier and printer ink, and pens and pencils to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 12, 2012
Listed
Jun 27, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 18, 2013