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Lidier, 39 years old, is married, lives with his wife and two children, one in school and the other now in college. With the loan, he intends to buy a seedbed of coffee for further seeding and items like fertilizers and fumigation and help with manual labor. He has been thinking about purchasing this seedbed to be able to produce a little more and be able to generate more income and obtain a better quality to life and economic stability and be able to pay for his children's studies. It is the first loan that FUDECOSUR has received. He could not have had other loans before in state banks, but FUDECOSUR has provided him a loan with better terms and a much lower interest rate.
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Lidier, tiene la edad de 39 años, está casado, vive con su esposa y dos hijos, uno en la escuela y el otro en el colegio actualmente. El con el crédito pretende comprar almacigo de café para su posterior siembra e insumos como abonos y fumigaciones y ayudarse con la mano de obra. El tiene pensado comprar este almacigo para poder producir un poco mas y poder generar más ganancias y obtener una mejor calidad de vida y una estabilidad económica y poder pagar el estudio de los hijos. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 54
    View loans »
    Costa Rica Loans Fundraising
  • $4,673,875
    Funds lent in using Kiva
  • 498.0
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Lidier to buy a seedbed of coffee.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
May 31, 2012
Jun 24, 2012
Currency Exchange Loss:
Nov 21, 2015