Rose is a Kiva borrower. She has 3 children with ages ranging from 6 years to 13 years. She describes herself as hardworking. She operates a retail business where she sells fabric. She has been involved in this business for 2 years. Her business is located near a busy town and her primary customers are ladies. She describes her biggest business challenge to be the stiff competition within the area. She will use the Kes 75,000 loan to buy fabric. Her business goal is to be a supplier of materials within 5 years. She hopes that in the future, she will have her own permanent business premises.