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Alma is thirty nine years old and married. She has three children who are attending secondary and primary public schools. For the moment, she is the only financial provider for her family and this is a stressful time for her and the whole family.

Alma has been in the livestock/dairy business for the past sixteen years, selling milk to local dairy farms and animals. She has been able to build a steady clientele that has continued to grow rapidly in the last few years. To keep up with the demands of her customers, she is now applying for a loan for the first time to replace the mature and unproductive cows with younger milking cows. To make it happen, Alma is seeking Kiva lenders’ support in this matter.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 26
    View loans »
    Albania Loans Fundraising
  • $2,882,325
    Funds lent in using Kiva
  • 109.3
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Alma to replace mature & unproductive cows with younger ones.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 19, 2012
Jun 25, 2012
Currency Exchange Loss:
Jan 18, 2014