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This is 42-year-old Foday. He is married and has four children, age 16, 13, 9 and 6. He has three additional dependents who live with him. They are his wife and two brothers The two brothers are staying with him for schooling.

In 2001, Foday established his patient drugs business. He began his business just to enable him to provide support to his children and that is his only source of income.

Working seven days a week and 14 hours a day, he earns about SLL 630,000 every month from this business.

He would like a loan in the amount of SLL 3,000,000. Foday requires a loan in order to buy panadol, Pinoplex, ampicillin and amoxilin. He hopes that this loan will enable him to increase his monthly profits by approximately SLL 320,000.

In the future, Foday plans to increase his stock level by seeking more funds from ARD, and to own a house. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 54
    View loans »
    Sierra Leone Loans Fundraising
  • $9,347,350
    Funds lent in using Kiva
  • 4,320.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Foday to buy patient drugs.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jun 15, 2012
Jun 25, 2012
Currency Exchange Loss:
Feb 15, 2013