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04.09.3 Nam Ngạn Group
In this Group: Tỵ, Đào, Hòa, Mai, Hương
Mrs. Tỵ has a retail business selling electronics. She is requesting a loan to purchase toys to resell.

Tỵ is 61 years old and she is married with two children. She is the leader of a five-member group, the 04.09.3 Nam Ngạn solidarity group. Tỵ lives with one dependent in Thanh Hoa city, an urban town in Thanh Hoa province; one of her children is grown up.

In 2009, Tỵ joined Thanh Hoa Fund for Poor Women to improve her business. Tỵ has successfully repaid three loans from Thanh Hoa Fund for Poor Women. Tỵ has been involved in this business for three years.

The main hardship that Tỵ faces in her business is a lack of capital.

With her business profit, Tỵ hopes for her children to find good jobs, for her family to be healthy and happy, and for her business to do well.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 130
    View loans »
    Vietnam Loans Fundraising
  • $15,326,650
    Funds lent in using Kiva
  • 20,900.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 04.09.3 Nam Ngạn Group's $1,800 loan helped a member to purchase toys to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 8, 2012
Jun 24, 2012
Currency Exchange Loss:
Jul 17, 2013