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Orias, 37, is married and has 5 children: Ameria, 10; Meyfira, 8; Angelica, 6; all attending elementary school; Farel, 4 and Zefanya, 3 months old. Orias is a truck driver who also operates a kiosk business in front of his house in order to generate extra income. In his kiosk, Orias provides daily basic needs and mobile phone recharges. His wife assists him in looking after the kiosk when he is away at work.

Orias is planning to add more stock to his kiosk as half of his business income has been used to purchase a new display window and a small cool box to store soft drinks. Orias went to TLM and applied for a loan of IDR 4,500,000. He would like to purchase more kiosk items such as instant noodles, snacks, frying oil, bath soap, soft drinks, mosquito coils, detergents, shampoo, etc.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 28
    View loans »
    Indonesia Loans Fundraising
  • $5,314,100
    Funds lent in using Kiva
  • 9,410.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Orias to purchase more items for his kiosk.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 19, 2012
Jun 24, 2012
Currency Exchange Loss:
May 17, 2014