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Sonia
Sonia, who is 40 years old, is a humble resident of the district of Ceiba-Teustepe. She is married and studied through the sixth grade. She has five children, four of which she is caring for, who are studying in secondary school. She makes a living in sales, selling construction materials, which she has been doing for four years. She started this business with savings that her husband had. They started with a small inventory, and later with the support of financial institutions, they were able to invest more in the business by buying a truck to transport their products to other areas. But that was not good enough. Sonia's dream was to be independent and a great businesswoman, with motivation to open a second business.

Today, thanks to her efforts and her daily hard work, she has had a grocery store, which has been open for six months, which she runs out of her home. In her business she has the support of two of her children, who help her to sell the construction materials, while her daughter attends to the customers in the grocery store. Her husband works as a driver for a private company, to provide another source of income, and provide for the household expenses. Her goal is to increase business in the grocery store by adding new products.

She has requested a loan to buy basic grains, rice, beans, oatmeal, sugar, cosmetics and medicines, to be able to offer a variety of products. She believes that the loan will be of help to stock her grocery store, to attract more customers, and at the same time generating more profits. Her plans for the future include paying off her loan with the profits generated from the business, and to open her third business, which will be a small restaurant, because she is a person who is very driven to get ahead. She aspires to be one of the best business owners in the area. Her expectation is to maintain the businesses and to keep moving forward with her family and to have a better future.
View original language description ↓
Sonia de 40 años de edad es una humilde habitante de la comarca la Ceiba-Teustepe, casada, su nivel académico es hasta el sexto grado de primaria, madre de 5 hijos de los cuales 4 están a su cargo, actualmente estudian su secundaria, ella de oficio comerciante se dedica a la venta de materiales de construcción desde hace 4 años. Inicio su actividad con ahorros que tenia el esposo, empezaron con poco inventario, luego con apoyo de instituciones financieras fueron invirtiendo mas en el negocio, compraron un camión para poder transportar sus productos a otras zonas, pero con eso no se conformo Sonia su deseo de ser alguien independiente y una gran comerciante la motivo a poner un segundo negocio, hoy en día gracias a su esfuerzo y arduo trabajo diario también tiene 6 meses de haber puesto su pulpería en su casa de habitación, en su negocio recibe el apoyo de dos hijos que le ayudan a vender los materiales de construcción mientras la hija se encarga de atender a los clientes de la pulpería, el esposo trabaja como conductor de una empresa privada para obtener otros ingreso, aporta con los gastos del hogar, su expectativa es incrementar el negocio de pulpería con nuevos productos.
Requiere del préstamo para comprar granos básicos, arroz, frijol, avena, azúcar, pan, cosméticos y medicamentos, para poder ofrecer variedad de productos, ella estima que el crédito será de ayuda pues podrá surtir su pulpería para mayor atracción de clientes, generándole a la vez mas ingresos, sus planes futuros es cancelar el crédito de las ganancias que le genere el negocio y poner su tercer negocio el cual seria un comedor ya que ella es una persona con deseos de superación, aspira a ser una de las mejores comerciantes de la zona, su expectativa es mantener el negocio activo para poder salir adelante con su familia y tener un mejor futuro.

About Nicaragua

  • $3,636
    Average annual income
  • 137
    View loans »
    Nicaragua Loans Fundraising
  • $24,079,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Sonia to buy basic grains, rice, beans, oatmeal, sugar, bread, cosmetics and medicine.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 19, 2012
Listed
Jun 24, 2012
Currency Exchange Loss:
N/A
Ended:
Oct 16, 2012