Update on Rosa MacloviaRosa is a member of the “Sector 3 María” communal bank. She lives in a community belonging to Turi Parish in Cuenca. This parish is known for the beauty of its church and also because one can view a large part of the city of Cuenca from there. Its people are nice, kind, tenacious and hardworking. They work in commerce, animal husbandry and agriculture.
Rosa comments that she is enjoying good health and everyone in her family is too. She raises chickens, guinea pigs and pigs to sell. She’s chosen this activity as a way of life for the last two years because it produces good profits and she can watch after her family.
She used the money from her previous loan to buy pigs and animal feed. She had no problems paying off the loan and made all her payments on the designated days. She will use her new loan to build a pig sty and to continue growing in this business.
She likes the communal bank because the group has team spirit, because of the educational talks they get at each meeting and for the personalized attention they get from the credit advisor.
La Señora Rosa nos comenta que se encuentra gozando de muy bien salud al igual que están todos los miembros de su familia.
Ella se dedica a la cría y venta pollos, cuyes y cerdos, ha elegido esta actividad como método de vida hace 2 años porque esto le da buenas ganancias y puede estar pendiente de su familia.
El dinero de su crédito anterior lo invirtió en la compra cerdos y alimento para sus animales. En la cancelación de dicho crédito no tuvo dificultades y realizo los pagos en las fechas indicadas. Su nuevo crédito lo va a invertir en la construcción de una chanchera y seguir creciendo en este negocio.
La banca comunal le gusta por el compañerismo que existe en el grupo, por las charlas de educación que reciben en cada reunión y la atención personalizada que reciben por parte del promotor de crédito.
Previous Loan DetailsSra. Rosa is a member of the Sector 3 Maria communal bank. She lives in the outskirts of the city of Cuenca. This city has a cold climate and its people are very charismatic, friendly and maintain their culture and traditions. The architecture of Cuenca is a mix of colonial and modern, which make... More from Rosa Maclovia's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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