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Mujeres Unidas De La Revancha  (Manta) Group
In this Group: María Janeth, Rocio Rosalba, Maritza Elizabeth, Matilde Yoconda, Pety Pierina, María Ines, Nalda Petita*, Rosa Andreina*, Carlos Antonio, Ramona Antonia, Teresa Margarita*, Diana Elizabeth, Silvia Elizabeth, Rosa Mariana, Andres Alberto
* not pictured
The 'Mujeres Unidas de La Revancha' community bank meets every two weeks in La Revancha, on the outskirts of Manta canton. This area is known for its beautiful beaches, its great number of beautiful places and the variety of its cuisine.

This is a group of people who decided to come together some time ago and form this loan group which has been very useful to them in growing their businesses. The members work in a number of different business activities such as general commerce, food sales, services, etc.

This is where Rocio lives. Rocio is 36 years old, lives with her common-law husband and has two children who are 17 and 5 years old. Her children are studying in high school and elementary school. Her husband is a supervisor in a security company.

Our friend is a housewife who, in order to earn her own money so that she can help her husband with the household expenses, sells clothing and Avon products (beauty products, cosmetics, perfumes and ladies' accessories) through catalogs. She works three days a week, for two to three hours a day. She leaves her products with her customers on credit and collects payment once a week. She has been in this business for three years and it is doing very well. She tells us that what she sells most of are perfumes and cosmetics because they are very good.

Rocio will use this loan to buy perfumes, creams, cosmetics and catalog clothing because she has several orders. This is her second cycle as a member of the community bank and she likes it because of the help they receive from the loans.

Rocio's dreams are to make progress and provide her children with the best in life.

The small photo is of a member who could not be present when the group photo was taken.
View original language description ↓
El Banco Comunal Mujeres Unidas de La Revancha se reúne cada 15 días en el sitio La Revancha, este es un lugar en las afueras del cantón Manta, lugar es conocido por sus hermosas playas que bañan las costas y que ofrecen un sinnúmero de lugares hermosos y una gran variedad en su gastronomía.

Este es un grupo de personas que decidieron unirse hace tiempo atrás y formar este Grupo De Crédito que les ha servido de mucho para aumentar sus negocios. Ellos se dedican a diversas actividades tales como, comercio en general, venta de comida, servicios, entre otras actividades.

En este lugar vive la señora Rocio, tiene 36 años de edad y mantiene una relación de unión libre de la cual tiene dos hijos de 17 y 5 años los mismos que estudian en colegio y escuela. El marido es supervisor en una empresa de seguridad.

Nuestra amiga es una ama de casa que para obtener sus propios recursos y con esto poder ayudar a su esposo en los gastos del hogar se dedica a la venta de ropa por catalogo y productos de Avon (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja tres días a la semana de dos a tres horas al dia, ella deja sus productos a crédito y cobra cada ocho días. Tiene tres años que se dedica a esta actividad y le va muy bien, nos cuenta que lo que más vende son los perfumes y cosméticos ya que según dice son muy buenos.

Este crédito es para comprar perfumes, cremas, cosméticos y ropa de catalogo ya que tiene varios pedidos. Este es el segundo ciclo en el Banco Comunal y le gusta por la ayuda que le brindan los créditos.

Sus sueños son seguir adelante y darles lo mejor a sus hijos.

La foto pequeña es de un socio que no pudo estar presente cuando se tomo la foto del grupo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 42
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Mujeres Unidas De La Revancha (Manta) Group's $6,700 loan helped a member to buy perfumes, creams, cosmetics and clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 18, 2012
Listed
Jul 7, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2012