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Manuel De Jesus
Manuel, age 23, lives in the city of Portoviejo, and he sells “encebollado”. He lives with his family in his parents’ house because he has not had enough income to buy his own. His wife, Kety, is a housewife, and she takes care of the children. Mateo is four years old, and he goes to pre-school, and 13 year old Melani is in high school.

Manuel started his business when he was left without work. The company where he worked had a reduction in personnel. He looked for another way to get income because his family depends upon him. He has this business, and so far it is going very well for him. He has had the business for three years and three months, and he takes care of it by himself. He gets up at two in the morning to prepare, with his wife, the dish.

The “encebollado” is a typical Ecuadorian dish. To prepare it you use cooked, chopped fish, white onions, herbs, chilies, and liquefied tomato. When the yucca is ready you need to take it and start cooking the dressed fish. Brown the red onion with the limes. Place the yucca cut in little squares on the serving dish. Then add the cooked fish cut in strips, hot spices, olive oil, and the fish stock. Stir it all together. Serve hot with corn nuts, fried banana chips, and lime slices. The dish costs between $1.25 and $1.50 with a soft drink.

The loan he is requesting is to buy tables, chairs, and ingredients for the encebollados. In the future Manuel wishes to have his own place to be able to generate better income for his family.
View original language description ↓
Manuel de 23 años vive en la ciudad de Portoviejo dedicándose a la venta de encebollado. Vive con su familia en la casa de sus padres ya que no a tenido los suficientes ingresos para comprar una propia, su esposa Kety es ama de casa dedicada al cuidado de sus hijos, Mateo de 4 años que asiste al jardín y Melani de 13 años que está ya en la secundaria. Manuel empezó su negocio cuando se quedo sin trabajo ya que la empresa donde trabajaba realizo reducción de personal. Busco otra alternativa para tener ingresos ya que su familia depende de él, dando este negocio y hasta ahora le va muy bien. Tiene 3 años 3 meses con el negocio el cual atiende solo, levantándose a las 2 de la mañana para empezar la preparación del plato junto a su esposa. El encebollado es un plato típico de la gastronomía ecuatoriana y en su preparación se emplea: pescado cocido y desmenuzado, hierbas, cebolla, tomates, yuca, ajo, limón, sal, aceite de oliva, con estos ingredientes se empieza la preparación empezado a cocinar la yuca con el ajo, cebolla blanca, hierba buena, ají y tomate licuado. Cuando ya esté lista la yuca se debe sacar y poner a cocinar el pescado aliñado. Curtir la cebolla colorada con los limones. Colocar en una bandeja la yuca cortada en cuadritos. Luego el pescado cocinado y cortado en tiras, hierba picada, aceite de oliva y el caldo de pescado cernido, revolver toda esta mezcla. Se sirve calientito con canguil, chifles y rodajas de limón. El costo del plato varía entre $ 1.25 a $ 1.50 acompañado con una gaseosa. Con el préstamo que solicita es para la compra de mesas, sillas e ingredientes para los encebollados. En un futuro Manuel desea tener su propio local para poder generar mejores ingresos para su familia.

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About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,200
    Average annual income
  • 11
    View loans »
    Ecuador Loans Fundraising
  • $22,566,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD