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Update on Esther

She is a member of the communal bank, “QORI ORCCO”. She lives in the Urcos district, in the province of Quispicanchis and the department of Cusco.

The communal bank member is Esther, she continues to make a living making bread. She sells her breads by walking to the customers who usually buy from her. She is a very happy and responsible person, with a strong desire to continue working to help her family.

The bank member has requested a loan to buy ingredients to make bread, like flour and lard.
View original language description ↓
La socia pertenece al banco comunal “QORI ORCCO”; La socia vive en el distrito de Urcos en la provincia de Quispicanchis y departamento de Cusco.

La socia es la Sra. Esther; la socia continua dedicandose a la elaboracion de panes,la socia vende de forma ambulatoria a sus clientes que mas le solicitan,la socia es una persona alegre y responsable con muchas ganas de continuar trabajando por su familia.

La socia solicita el credito para la compra de insumos para la elaboracion de panes como harina y manteca.

Previous Loan Details

The member belongs to the Qori Orcco Communal Bank. The member lives in the Urcos district, Quispicanchis province, Cusco department. Esther is the member. She is 30 years old. She is in a common-law marriage, and she has one child. She lives in the Urcos district, and she is a small busin... More from Esther's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 101
    View loans »
    Peru Loans Fundraising
  • $57,945,600
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Esther to buy ingredients to make bread, like lard and flour.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 14, 2012
Jun 26, 2012
Currency Exchange Loss:
Jan 15, 2013