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Nelly
Nelly, 41, is a happy woman, hard-working and enterprising. Her partner, Cayo, is the father of her two children, Erick and Brayan, 18- and 17-years old, respectively. The live in a house that they worked very hard to buy.

Nelly buys and sells lumber. She buys the lumber--some in strips, other in sheets--from a supplier and sells it piece by piece from a yard behind her house. She started the business more than a year ago with some money that she had. She only sold a few pieces of lumber at first, but her sales have steadily increased over the year. She says that she is pleased with her progress because she is making money. Nelly says that she and her partner struggled with money before because raising two boys is expensive. She started the business because she wanted to pay some of the family's expenses, but also because she wanted something that would keep her busy. Her success has encouraged her to consider other businesses and she wants to add rooms to her house that she can rent to boarders.

Nelly says that this is her 5th MFP loan. She has used past loans to grow her business. She likes her community bank and says its members are very supportive. She will use this 4000 new soles loan to buy wholesale supplies of lumber--strips, sheets, etc.--that she will resell.
View original language description ↓
Nelly tiene 41 años, es una mujer alegre, luchadora y muy emprendedora. Su pareja es Cayo, quien es el padre de sus dos hijos: Erick y Brayan de 18 y 17 años respectivamente. Viven juntos en su propia casa, la que compraron con mucho esfuerzo.

Su negocio es la venta de madera aserrada en listones, tablillas, parqués y otros, para paredes y pisos. La madera la compra de los aserraderos y la vende desde su casa, donde tiene un espacio acondicionado para ello. Inició hace más de un año con un capital propio, vendiendo en pequeñas cantidades, luego fue aumentando sus ventas según la demanda. Considera a su negocio bastante rentable, por las ganancias que le deja. Antes de empezar tenía dificultades económicas, ya que los gastos aumentaron con la llegada de sus hijos, además de la necesidad de contar con una ocupación y un ingreso económico para apoyar a su pareja con los gastos del hogar. Viendo los buenos resultados que tiene desea continuar e invertir en ampliar su casa para dar en alquiler algunas habitaciones.

Este es su préstamo número 5 con la institución MFP, por lo que se siente contenta de contar con un capital de trabajo para entregar los pedidos que tiene pendiente. Además, se siente a gusto con su banco comunal porque son personas unidas y colaboradoras.
Con el monto solicitado, de 4000 nuevos soles, invertirá en la compra de madera en listones, tablillas y otros, en mayor volumen, buscando los precios más bajos.

About Peru

  • $6,715
    Average annual income
  • 84
    View loans »
    Peru Loans Fundraising
  • $55,985,050
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,525 helped Nelly compra de madera aserrada para incrementar su stock.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 31, 2012
Listed
Jul 5, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012