Ana owns the ANTICUCHERIA NAOMI restaurant. (Anticuchos are a traditional Peruvian meat-based dish.) She started the business a year ago and named it for her daughter. She had already trained as a chef and used some money that she had to start the business. She adds that much of what she needed to know to prepare anticuchos, she learned from her mother. Ana operates the business on a busy street and says that she is happy with the revenue that's coming in from the business. Thanks to the business, she has been able to help her husband--a taxi driver--with the family's expenses and save for a house. Ana is the secretary of the UNIDAS PARA ALCANZAR EL EXITO community bank. She will use the loan to buy the supplies she needs--condiments and cooking oil--to run the business. The investment will allow her to continue working and meet her goal of moving the restaurant to a permanent space.
*Ana is the woman in the photo with the baby in the pink sweater.
Ana es la dueña de la “ANTICUCHERIA NAOMI” le puso el nombre por su hija, fue hace 01 año que decidió empezar este negocio con algo de dinero pudo comprar lo necesario para iniciarlo, le sirvió mucho los estudios de chef que realizo tiempo atrás, pero la mejor enseñanza que recibió fue de su madre quien la ayudo a mejorar en la preparación de los anticuchos que vende, la calle donde está ubicada es muy transitada esto la favorece para que sus ventas sean buenas, gracias a eso puede ayudar a su esposo que es moto taxista, juntos salen adelante están ahorrando para comprarse una casa propia, Ana es la secretaria de la alcancía “UNIDAS PARA ALCANZAR EL ÉXITO” y el préstamo obtenido atravez de la alcancía le servirá para compra de sus insumos esto es condimentos y aceite, con esto espera seguir trabajando para poder lograr en el futuro un lugar estable en algún local para poner su restaurante.
* Ana aparece en la foto cargando una bebe con chompa rosada.
EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.