Update on LiaThe member, Lia, belongs to Qori Orcco Communal Bank, located in the district of Urcos in the province of Quispicanchis and department of Cusco. She continues working in agriculture and livestock (dairy products). She has been in the business for years and it's going well for her thanks to the effort she puts into it every day. She sells milk to all of her customers who order it from her. She is a responsible and hardworking person who very much wants to continue working on behalf of her family.
She is requesting the loan to buy seeds and fertilizer for her farm.
She promises to make her payments in a disciplined manner by the established deadline.
La socia es la Sra. Lia;la socia continua dedicandose a la agricultura y la ganadería (productos lacteos),la socia lleva años en este negocio el cual le va bien gracias al empeño que le pone cada dia,ella vende leche a todos sus clientes que le solicitan,la socia es una persona responsable y empeñosa con muchas ganas de continuar trabajando por su familia.
La socia solicita el credito para la compra de semillas y fertilizantes para su chacra.
La socia se compromete a cumplir ocn el pago de sus cuotas en el plazo establecido y de forma disciplinada.
Previous Loan DetailsLia is a member of the community bank "Qori Orcco", located in the Urcos district in the province of Quispicanchis and department of Cusco. Lia is 45 years old, single, and works in agriculture and livestock, specifically the purchase and sales of dairy products and milk. She sells in the main… More from Lia's previous loan »
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 8 months (Additional Information)
- Repayment Schedule
- Jun 14, 2012
- Jun 24, 2012
- Currency Exchange Loss:
- Jan 15, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.