Amigos De Planes Group
She has always worked in agriculture. Together with her husband she has had her own crops for over 15 years. The place where they live is an agricultural zone, and it is suitable for their crops. She grows potatoes, corn, and seasonal beans. She sells this production at the local market.
María Santos has requested four previous loans, which she was able to use to provide her crops with good maintenance.
She is now requesting her fifth loan. She will use the loan to buy potato seeds and fertilizers, to pay workers who help them with the potato crop, and to be able to provide the crops with good care in order to get better harvests. Her goal is to increase the production in order to get better income for her family.
She belongs to the Amigos de Planes communal bank, which is comprised of six members. This is how to identify the people in the photo: Juan is to the left followed by Justino, then María Santiago followed by María Santos, after her is Francisco, and Nicomedes is to the right. They all devote themselves to agriculture in the area, and they live in the same community. The group loan is for the amount of 45,500 lempiras.
ella siempre ha trabajado en la agricultura ya tiene más de 15 años de realizar sus propios cultivos junto a su esposo, ya que el lugar donde viven es zona agrícola y apta para estos cultivos. Cultiva papa, maíz y frijoles de temporada. Esta producción la vende en el mercado local. Doña María Santos, ha solicitado cuatro préstamos anteriormente con los cuales ha podido darle buen mantenimiento a los cultivos. Ahora solicita un quinto préstamo para comprar la semilla de papa y abonos, y para pagar trabajadores que le ayudan en el cultivo de papa, y poder darle una buena asistencia para sacar mejores cosechas. Su meta es incrementar la producción para obtener mejores ingresos para su familia.
Ella pertenece al grupo solidario llamado Amigos de planes, que está formado por 6 integrantes. En la foto se identifican de la siguiente manera: a la izquierda esta don Juan, seguido por Justino, luego María Santiago, le sigue María Santos, después Francisco y a la derecha esta Nicomedes. Todos se dedican a la agricultura en la zona y viven en la misma comunidad. El préstamo grupal suma Lps.45,500.00.
About Organización de Desarrollo Empresarial Femenino Financiera, S.A.This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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