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Julio Cesar
Julio, age 30, is in a common-law marriage and has two children. He lives in a rural village in the Morazán municipality in Yoro.

Julio is a farmer, and he produces basic grains. He started his farm work 15 years ago. He makes use of a piece of land that he inherited from his parents. With great work, determination, and dedication he has managed to make the land productive.

He currently produces corn and beans for consumption and for sale. He sells these products at the local market for a good price. He is motivated to continue with his productive business because he feels that it generates good income for him.

He is requesting a loan for 12,000 lempiras to buy fertilizers and supplies to apply to his crops. This way he will manage to have better production, and he will generate improved income.

In the future he plans to use his income to buy more land. He plans on the land being his children’s inheritance, and he plans to produce more.
View original language description ↓
Julio, tiene 30 años de edad, vive en unión libre, tiene 2 hijos y vive en una aldea rural del municipio de Morazán, Yoro.
La actividad económica es la agricultura, dedicado específicamente a la producción de granos básicos. El se inicio sus labores en la agricultura desde hace 15 años. Dispone de un terreno que le fue heredado de sus padres. El cual ha logrado hacer producir con mucho trabajo, empeño y dedicación. En la actualidad produce maíz y frijoles que le sirven para consumo y venta. Estos productos los vende en el mercado local a un buen precio, Se siente motivado a seguir con su negocio productivo ya que considera que le generan buenas ganancias.
Solicita un préstamo de 12000 para comprar fertilizante e insumos para aplicar a los cultivos y lograr tener una mejor producción y generar mejores ingresos.
A futuro planea utilizar sus ganancias para poder comprar más tierra y heredarla a sus hijos y producir más.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 89
    View loans »
    Honduras Loans Fundraising
  • $8,676,100
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Julio Cesar to buy fertilizers and supplies to apply to his crops.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 13, 2012
Listed
Jun 24, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 17, 2013