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Melania Susana
Melania is a 39-year-old woman who was born in the city of Los Bancos, but currently lives with her son in Santo Domingo de los Colorados. Santo Domingo de los Colorados is the fourth most populated city in Ecuador and is located in the province of Santo Domingo de los Tsáchilas, in the mountainous part of the coast. In the city, there is abundant commercial traffic and the livestock market is the largest in the country. The city is also known for its biodiversity, scenery, and the Tsáchilas indigenous community.

Melania Lidia works long hours selling personal use products like cosmetics and costume jewelry door-to-door. She is a single mother and she wants to improve her and her son's quality of life by increasing her income. For that reason, she is requesting a loan from Kiva so she can invest in more merchandise; with a better selection, she can improve her profits. Her experience has shown her that it is easier to sell products when customers can see them, rather than just showing them a catalog. Plus, if she makes an investment, she will be able to have better prices and promotional items. With this, she can give her son a better life and buy her own house in the future, since that is her greatest dream.
View original language description ↓
Melania es una mujer de 39 años nacida en la ciudad de “Los Bancos” pero actualmente vive con su hijo en Santo Domingo de los Colorados. Santo Domingo de los Colorados es la cuarta ciudad más poblada del Ecuador y se ubica en la provincia de Santo Domingo de los Tsáchilas en la parte montañosa de la costa. En la ciudad hay abúndate movimiento comercial y el mercado ganadero es el más grande del país. La ciudad también se caracteriza por su biodiversidad, paisajes, y la comunidad indígena de los Tsáchilas.
Melania trabaja largas horas vendiendo su producto de uso personal como cosméticos y bisutería de casa en casa. Es madre soltera y quiere mejorar su calidad de vida y la de su hijo incrementando sus ingresos. Por lo tanto, ella solicita un préstamo a Kiva para poder invertir en más mercadería así tener un mejor surtido y con ello mejorar sus ingresos; su experiencia le ha mostrado que es más fácil vender los productos cuando el cliente los puede ver que únicamente mostrando un catálogo, además si realiza una inversión podrá tener mejores precios y artículos de promoción. Con esto ella darle una mejor vida a su hijo y lograr comprar su casa propia en un futuro ya que ese es su gran sueño.

Additional Information

About Fundación Alternativa

Fundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.

About Ecuador

  • $10,600
    Average annual income
  • 96
    View loans »
    Ecuador Loans Fundraising
  • $24,187,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $525 helped Melania Susana to buy merchandise for her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 11, 2012
Listed
Jun 25, 2012
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2013