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Emma Gloria

Update on Emma Gloria

The member continues dedicating herself to the grocery store business and also continues dedicating herself to the business of selling food. In her grocery store business, she sells rice, sugar, milk and oil and the food she sells at night. Through these businesses she is getting her children ahead. The member's dream is to expand the grocery store and food businesses. She is requesting the loan to buy products for her grocery store such as rice, sugar, milk and oil at wholesale prices.

The member is happy for the loan and promises to make her payments on time.
View original language description ↓
La socia se sigue dedicando al negocio de tienda de abarrotes y tambien se sigue dedicando al negocio de venta de pasto,en su negocio de teinda de abarrotes la socia vende arroz,azucar,leche y aceite y el pasto lo vende en las noches por medio de estos negocios la socia saca adelante a sus hijos,el sueño de la socia es ampliar el negocio de tienda de abarrotes y ampliar el negocio de venta de pasto.La socia solicita el credito para comprar productos para la tienda de abarrotes como arroz,azucar,leche y aceite al por mayor.

La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Previous Loan Details

Emma is a humble mother. She belongs to the Virgen Purificada – Angostura Communal Bank. She is 47, married, and has four daughters. She lives in the San Jerónimo district in the Angostura community, which is south of the city of Cusco. She has a farm where she grows grass (food for guinea ... More from Emma Gloria's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 128
    View loans »
    Peru Loans Fundraising
  • $58,863,350
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD
A loan of $950 helped Emma Gloria to buy products for her grocery store such as rice, sugar, milk, and oil at wholesale.
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 20, 2012
Jun 24, 2012
Currency Exchange Loss:
Jul 24, 2012