Update on Luis AlfredoLuis Alfredo is 24 and lives in a common-law marriage, and has a daughter. He lives with his wife and two-year-old daughter in the Ventanas Canton, Province of Los Rios.
The communal bank "Cevallos" is located in the region of San Francisco. It belongs to the parish San Juan de Pueblo Viejo. They make a living doing agricultural labor.
Luis Alfredo makes a living raising animals like roosters and pigs. He is asking for this loan to buy chickens, ducks, and pigs.
With the help of the loan, he can buy more animals to raise. He buys and sells in San Juan, Ventanas, and Babahoyo.
His dream is to have a bigger business.
The challenge he has faced is mistrust of one of the members.
In his free time he tends to the animals and to his home.
VRC CEVALLOS, SE ENCUENTRA UBICADA EN EL RECINTO SAN FRANCISCO, PERTENECE A LA PARROQUIA SAN JUAN DE PUEBLO VIEJO SE DEDICAN A LABORES AGRICOLAS.
Luis Alfredo se dedica a la cría de animales como gallinas y cerdos. Solicita el crédito para comprar pollos, patos, cerdos.
Con el apoyo del crédito podrá comprar mas animales para la cría. Realiza sus compras y ventas en San Juan , Ventanas y Babahoyo.
El sueño del señor es tener un negocio mas grande.
El desafío al que se enfrenta es la deuda de un socio.
En su tiempo libre se dedica a los animales y a su hogar.
Previous Loan DetailsLuis Alfredo is 24, lives in a common-law relationship and has a daughter. He lives with his wife and his two year-old daughter in Ventanas Canton, Los Ríos Province. He’s a member of the “Cevallos” communal bank that’s located in Recinto San Francisco that is part of San Juan del Pueblo Viejo… More from Luis Alfredo's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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