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Elizabeta is a 25-year-old Roma woman from the Romani ethnic community of Northern Albania. She is married and has two children who are 1 1/2 and 5 years old. She has been selling used clothes, different accessories and kitchenware items for the past four years. Elizabeta and her family live in a barrack with metal sheet roofing and cardboard on the floor without a toilet or running water. Many Roma still live in such conditions in Albania and you would wonder how they survive.
Elizabeta is applying for a Kiva loan through VisionFund Albania to buy more used clothes inventory in order to increase her sales. This is her second loan. She successfully paid off her previous loan. With any profits that she will be able to save, Elizabeta will build a little house to live a normal life.
She is very appreciative for the opportunity she has been granted, because this loan will really be a great help to her and most importantly to her children.

Additional Information

More information about this loan

Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 21
    View loans »
    Albania Loans Fundraising
  • $2,741,225
    Funds lent in using Kiva
  • 109.1
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Elizabeta to buy used clothes and accessories and houseware items to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 8, 2012
Jun 24, 2012
Currency Exchange Loss:
Aug 17, 2013