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Utaratibu Group
In this Group: Venancie, Shampundu, Zihalirwa, Ntasheka, Nyassa, Ntizala, Zihalirwa, Louise, Musimwa, Mutula, Ntagulwanguma, Ntigirano, Mitamba, Wabiwa, Cibalonza, Bahati, Nzigire, Nsimire
Louise is a courageous, 43-year-old woman who is treasurer of the Utaratibu business association. She is a mother to five children, all of whom are at school, and her husband is unemployed.

Louise has worked selling shoes since she was young, and this is her eighth loan with Hekima. This new loan will be used to buy a supply of 25 pairs of shoes. Louise would like to see her business grow, and would like her children to finish their studies. She also thanks Hekima for all they have done
View original language description ↓
La cliente Louise est une femme courageuse,âgée de 43 ans et trésorière de l’association d’affaire Utaratibu. Mère de 5 enfants tous scolarisés et mariée à un homme sans emploi. Elle est vendeuse des souliers depuis sa jeunesse et est au 8 ième cycle de crédit chez Hekima. Ce nouveau crédit va lui servir à l’approvisionnement de 25 paires des souliers. Elle souhaite voir son entreprise s'agrandir et ses enfants finir leurs études. Ainsi, elle remercie Hekima pour ses actions.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $119
    Average annual income
  • 20
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $10,602,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Utaratibu Group's $6,000 loan helped a member to buy 25 pairs of shoes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 13, 2012
Listed
Jun 26, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2012