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Jules is a 40-year-old married father of two children, who are aged 9 and 11. He works exchanging and selling school books in a neighborhood in the capital.

As this business is only profitable during the school year, Jules would like this loan to buy a new photocopier. This will allow him to continue with his business, even during slow periods, to obtain a new market and have a diversified customer base and, above all, to increase his profit margin. This profit will allow him to reinvest, with the goal of opening a modern bookshop, as well as to meet his family’s needs.
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Jules est un homme de 40 ans marié, père de 02 enfants dont l'âge est respectivement de 9 et 11 ans.Il fait dans l'échange et la vente de livres scolaires dans un quartier de la capitale.cette activité n'étant rentable qu'en période scolaire, il voudrait ce crédit pour acheter une nouvelle photocopieuse ce qui lui permettra de continuer à faire tourner son activité même en périodes creuses, de gagner un nouveau marché afin d'avoir une clientèle diversifiée et surtout d'augmenter sa marge bénéficiaire. ce bénéfice lui permettra de réinvestir dans le but d'ouvrir une librairie moderne et de subvenir aux besoins de sa famille.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's new loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,197,575
    Funds lent in using Kiva
  • 517.8
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Jules to buy a photocopier.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jun 1, 2012
Jun 25, 2012
Currency Exchange Loss:
Dec 15, 2012