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Update on Maruja

Maruja belongs to the “RICCHARY ANTEÑA” communal bank. The bank is located in the Izcuchaca district, which belongs to the Anta province of the Cusco department.

Maruja continues with her restaurant business. She works in her business from 9:00 a.m. until approximately 7:00 p.m. She sells lunches at her restaurant. She has been in her business for years. It is going well for her thanks to the hard-work that she puts into her business.

Maruja is a responsible person with a great desire to continue working for her family.

Maruja is requesting the loan to buy supplies like rice and cooking oil for her business.
View original language description ↓
La socia pertenece al banco comunal “RICCHARY ANTEÑA”; El banco está ubicado en el distrito de Izcuchaca, perteneciente a la provincia de Anta y departamento de Cusco.

La socia es la Sra. Maruja; la socia continua con su negocio de restaurante ,la socia trabaja en su negocio desde las 09:00am hasta las 07:00pm aproximadamente,la socia vende almuerzos en su restaurante ,la socia lleva años en su negocio el cual le va bien gracias al empeño que le pone a su negocio,la socia es una persona responsable con muchas ganas de continuar trabajando por su familia.

La socia solicita el prestamo para la compra de insumos para su negocio como arroz y aceite.

Previous Loan Details

The member belongs to the “RICCHARY ANTEÑA” cooperative bank. The bank is located in the Izcuchaca district, which belongs to the Anta province of the Cusco department. She is Mrs. Maruja, a 39-year-old single mother with 3 children. She alternates her daily activities in her restaurant, loc... More from Maruja's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 123
    View loans »
    Peru Loans Fundraising
  • $60,151,175
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Maruja to buy supplies like rice and cooking oil for her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 20, 2012
Jun 23, 2012
Currency Exchange Loss:
Nov 15, 2012
This photo was used before for a previous loan for Maruja. It was first posted on Kiva on Oct, 2010. Learn More