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C2689 Abunzubumwe Group
In this Group: Eugenie, Emertha, Felecien, Marie Vestine, Jeanne, Jeannette, Jean Claude, Clementine, Jean Marie, Virginie, Marie, Esperance, Agnes, Esther, Germaine, Jean Baptiste, Nyirahabimana, Marie Judith
Emertha is 34 years old, married and the leader of a group called "C2689 ABUNZUBUMWE" in the local language. In the photo, she is the one her hand raised. She works from 6 a.m to 3 p.m Monday through Friday. Emertha has 3 years of experience selling rice.

Emertha has requested a Kiva loan via Vision Finance Company in order to buy more fertilizer for cultivating large quantities of rice to sell. With the profit, she will be able to save money for her future, pay school fees for her children and build her own house.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,000
    Average annual income
  • 38
    View loans »
    Rwanda Loans Fundraising
  • $13,303,700
    Funds lent in using Kiva
  • 597.0
    Rwanda Francs (RWF) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of C2689 Abunzubumwe Group's $2,525 loan helped a member to buy more fertilizer for cultivating large quantities of rice to sell.
99% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jun 14, 2012
Jun 24, 2012
Currency Exchange Loss:
Nov 6, 2013