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Zarbayim is a 22-year-old married woman with two children. She is engaged in poultry breeding and crop raising. She has two years in both fields. She got married very young, at 18, and it was hard to cover family needs with an unemployed husband. Hence, she decided to start her business. With the help of Aqroinvest, Zarbayim bought chicken. Now it brings her a stable income of 120 AZN.

Poultry is very popular among Azerbaijani people because it is considered very healthy and dietary. Every season poultry is demanded. For instance, goose is popular in autumn and winter, turkey in autumn and spring. Chicken is popular at all time.

She has applied for 1,500 AZN to purchase more chicken and increase her monthly turnover. This will be her second loan and she has good client history.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 24
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,925 helped Zarbayim to buy more chicken.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jun 13, 2012
Jul 1, 2012
Currency Exchange Loss:
Sep 17, 2013