Zarbayim is a 22-year-old married woman with two children. She is engaged in poultry breeding and crop raising. She has two years in both fields. She got married very young, at 18, and it was hard to cover family needs with an unemployed husband. Hence, she decided to start her business. With the help of Aqroinvest, Zarbayim bought chicken. Now it brings her a stable income of 120 AZN.
Poultry is very popular among Azerbaijani people because it is considered very healthy and dietary. Every season poultry is demanded. For instance, goose is popular in autumn and winter, turkey in autumn and spring. Chicken is popular at all time.
She has applied for 1,500 AZN to purchase more chicken and increase her monthly turnover. This will be her second loan and she has good client history.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.