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Adjoa is a young and enterprising woman of twenty one years of age. She has sold a variety of biscuits for the past eight years in Mankessim.
Adjoa’s business is doing very well. Therefore wants to use her loan to purchase more boxes of assorted biscuits and candies to meet customer demand.
She is a member of the group called Stewards. Group members agree to take responsibility for the loans of their peers, which serves as social collateral for the loan.