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Salamatou is a young 34 year old woman, married, and mother to 3 children whose age varies from 5 to 11 years. All the children already go to school. She is an experienced shopkeeper who has been managing a small center for phone calls (call box) and a small stall in a neighborhood of the capital for 10 years.

Due to the smallness of the profits generated by these businesses, the considerable increase in her clientèle and the constant state of being out of stock, she would like this loan in order to be able to regularly stock in communication credits with the telephone operators which would considerably increase her profits. These profits would allow her to reinvest in her stall in order to expand it and to meet the needs of her family.
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Salamatou est une jeune femme de 34 ans, mariée , mère de 03 enfants dont l'âge varie entre 5 et 11 ans, tous vont déjà à l'école.elle est une ancienne commerçante qui gère depuis 10 ans un petit centre d'appel téléphonique( call box)et une petite échoppe dans un quartier de la capitale.Du fait de la petitesse des bénéfices générés par ses activités, de l'augmentation considérable de sa clientèle et de la constante rupture de stock , elle voudrait ce crédit afin de pouvoir régulièrement s'approvisionner en crédit de communication auprès des opérateurs téléphoniques ce qui augmentera considérablement son bénéfice. Bénéfice qui lui permettra de réinvestir dans son échoppe afin de l'agrandir et de subvenir aux besoins de sa famille.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's new loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 2
    View loans »
    Cameroon Loans Fundraising
  • $1,191,350
    Funds lent in using Kiva
  • 517.8
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Salamatou to expand her business.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 20, 2012
Jun 25, 2012
Currency Exchange Loss:
Sep 17, 2013