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Update on Roman

The last loan Roman received from Kiva was used to purchase plastic greenhouse covering and fertilizers. Roman was also able to buy rebar for constructing his greenhouses, as well as some household appliances for his family.

Since his last Kiva loan, Roman has also incurred some unexpected expenses when his wife underwent surgery in the spring.

Presently, Roman needs additional funding in the amount of 7000 hryvnia to purchase fertilizers and pay salaries to his employees who work in the greenhouses. Thanks to the fact that his plants will have everything they need for growth, Roman will collect a good harvest and will be able to start selling his vegetables earlier.
View original language description ↓
Последний кредит, который Роман получил от КИВА, был направлен на приобретение пленки и удобрений. Более того Роман смог закупить арматуру для постройки теплицы и приобрести бытовую технику для своей семьи. Со времени получения предыдущего кредита КИВА у Романа возникали и неожиданные расходы: его жене сделали операцию весной.

Роману понадобились дополнительные средства в размере 7 000 гривен для покупки удобрений и оплаты рабочим, которые трудятся в его теплицах. За счет того, что растения получат все необходимые удобрения для роста, урожай вырастет хорошим и, значит, Роман сможет начать раньше торговать ранними овощами.

Previous Loan Details

Roman is married with a twelve-year-old son named Denis. He is a farmer from Kamenka which is a predominantly agricultural region in Ukraine. Roman owns four big greenhouses and a separate one for seedlings on his property. He started this business twelve years ago. Presently, he has already inve... More from Roman's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 7
    View loans »
    Ukraine Loans Fundraising
  • $6,400,750
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Roman to buy fertilizer and pay salaries to employees who work in his greenhouses.
100% repaid
Repayment Term
4 months (Additional Information)
Repayment Schedule
At end of term
May 22, 2012
Jun 24, 2012
Currency Exchange Loss:
Aug 16, 2012
This photo was used before for a previous loan for Roman. It was first posted on Kiva on Apr, 2011. Learn More