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Janyl is 48 years old. She is married and has four children. Her youngest son is four years old. Zhanyl works in the local registration office. To supplement her income, she has a livestock and small farming business started with 10,000 Kyrgyz soms (KGS) or approximately $212 USD. Thanks to her persistent efforts, Zhanyl now has a cow, calf, and heifer and one hectare of land growing beans and peppers. To further develop her business, Zhanyl applied to Bai Tushum and Partners for a loan of 100,000 KGS ($2125) to purchase two milking cows. Zhanyl plans to invest the profits from her loan into the further development of her business. In the future she hopes to be able to pay for her children to get a university education.
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Жаныл 38 лет, замужем, имеет 4 детей, младшему сыну 4 года. Жаныл работает в местной регистрационной конторе и в качестве дополнительного источника дохода занимается животноводством и полеводством, начав этот бизнес со стартовой суммы 10,000 сом (KGS). Благодаря упорному труду Жаныл ее хозяйство насчитывает 1 корову с теленком и 1 нетель, а также 1 га земли с фасолью и перцем. В целях дальнейшего развития своего бизнеса, Жаныл обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку 2 дойных коров. Доходы от кредита Жаныл планирует вложить в дальнейшее развитие своего хозяйства, чтобы в будущем иметь возможность оплатить учебу своих детей в ВУЗах.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 82
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,773,000
    Funds lent in using Kiva
  • 47.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Janyl to purchase livestock.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 22, 2012
Jun 23, 2012
Currency Exchange Loss:
Jul 18, 2013