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Zamira is a member of of the group "Azamat". She is 48 years old, married, and has three children. In order to make an income, Zamira started farming eighteen years ago. Through her hard work, Zamira now has two cows. She makes 4,000 som (KGS) selling dairy products. Zamira also farms one hectare of land where she grows mostly potatoes and wheat. In order to further develop her business, Samira asked Bai-Tushum and Partners for a loan of 80,000 som (KGS) to purchase calves. Zamira plans to use money she makes from the loan to build new barn for her livestock since the old roof collapsed.
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Замира – участница группы «Азамат», ей 48 лет, замужем, имеет 3 детей. Замира в поисках источника дохода 18 лет назад начала свой бизнес в животноводстве и полеводстве. Благодаря упорному труду Замиры на сегодняшний день в ее хозяйстве имеется 2 коровы, выручка с продажи молока и молочных продуктов составляет 4,000 сом (KGS). Также Замира ежегодно обрабатывает 1 га земли, выращивает в основном картофель, пшеницу. В целях дальнейшего развития своего бизнеса, Замира обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 80,000 сом (KGS) на покупку скота - молодняка. Доходы от кредита Замира планирует вложить постройку нового сарая для скота, так как в старом обвалилась крыша.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 73
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,300,500
    Funds lent in using Kiva
  • 47.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,700 helped Zamira to purchase livestock.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 22, 2012
Jun 23, 2012
Currency Exchange Loss:
Dec 17, 2013