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Juan María

Update on Juan María

Juan Maria is a responsible, hardworking person who has previously taken loans from Edpyme Alternativa with Kiva's support. Indeed, he has punctually owned up to his previous commitments with these institutions.

Given that he lives in a rural area with no access to basic services and which can be hard to reach for many other credit providers, the work that Edpyme and Kiva carry out in allowing access to capital for entrepreneurs like Juan Maria is crucial.

He is 36 years old, with four children and living in Northern Peru. Outside his house he has land that he has used to grow lemons and mangos, with the lemon crop being commericalized on a weekly basis. Moreover, he has a small area where he raises poultry to provide additional income for his children. He has dedicated more than 12 years of his life to these activities and has developed strong expertize in this field. Hence, he is now looking to take a loan in order to buy fertilizers and other organic products to protect his lemon crop during its consolidation period.

Previous Loan Details

Juan is 35 years old, is married and lives with his wife and their four children in a rural area of Tambogrande, a farming district in Piura region, which is more than four hours from Chiclayo, the capital city of the Lambayeque region. He has a number of sheep, pigs and turkeys which he raise... More from Juan María's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 89
    View loans »
    Peru Loans Fundraising
  • $59,005,925
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Juan María to buy fertilizers and other organic products to protect his lemon crop during its consolidation period.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 21, 2012
Jun 22, 2012
Currency Exchange Loss:
Jun 21, 2013