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Mercedes
Mercedes, 62 years old, is an experienced woman when it comes to businesses. She is also a happy and kind woman. She is married to Jorge, who is a shipping carrier and the father of their only son. Her and her husband live by themselves now since their son is independent.

Mercedes sells beauty products through a catalogue. She began after a friend's recommendation five years ago and since then, she depends on her husband's help, who transports her so she can make deliveries and take orders. She considers her business to be fairly profitable due to the income she earns. With this income, she can help her husband with household expenses. She likes to sell and make new friends, which then increases her customer base. Before she started this business, she had many economic problems. The money that her husband earned was not sufficient to cover their expenses. Now she plans to set up a spacious shop in her home where she can sell her beauty products as well as drinks.

This is Mercedes's second loan with MFP, and she is counting on this help in order to continue with her goals. She also promises to be punctual in making her payments, just as she was with her previous loan.

With the requested sum, 2000 nuevo soles, she will invest in buying more beauty products and increase her stock.
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Mercedes tiene 62 años, es una mujer con mucha experiencia en los negocios, además de ser alegre y amable. Está casada con Jorge, quien es transportista y padre de su único hijo. Vive sólo con su pareja porque su hijo es independiente.

Su actividad es la venta de productos de belleza por catálogo. Se inició por la recomendación de su amiga hace 5 años y desde entonces cuenta con el apoyo de su esposo, quien siempre la transporta para la entrega y el cobro de los pedidos. Considera a su negocio bastante rentable por las buenas ganancias que le deja, con lo cual puede apoyar a su pareja con los gastos del hogar. Le gusta socializar y hacer nuevas amistades, así incrementa sus clientes. Antes de iniciar con esta actividad tenía muchos problemas económicos, el dinero que ganaba su esposo no alcanzaba para todos los gastos. Ahora tiene planes de instalar un local amplio en su casa donde pueda vender sus productos de belleza y bebidas.

Este es su segundo préstamo con la institución MFP, por eso cuenta con este apoyo para continuar con sus objetivos. Además se compromete a ser puntual con el pago de sus cuotas como en su crédito anterior.
Con el monto solicitado, de 2000 nuevos soles, invertirá en la compra de más productos de belleza para aumentar su stock.

About Peru

  • $12,000
    Average annual income
  • 105
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD