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Fanny Yessenia
Fanny has lived in Quevedo since she was born; she works selling prepared food. She started five years ago having been motivated by her very family.

Fanny relates that it all came about one morning when she was preparing breakfast and her family told her that she made delicious tortillas and should sell them. So based on this one day she bought the necessary ingredients and started selling in front of her house keeping in mind that if she did well she’d continue doing it.

Much to her surprise she was very well received and with help from her family she bought a table and several utensils to start the business. She tends to it by herself since she’s the one that cooks, collects payment and takes care of customers. She sells tortillas, ‘muchines’ [deep-fried, cheese-stuffed manioc balls] and ‘corviches’ [deep-fried, fish-stuffed plantain balls] that can be accompanied by a cola and home-made hot sauce.

Fanny will use her loan to buy a table, chairs and an umbrella she needs in order to provide better service. Her dream is to open a restaurant in a locale because since she started to sell food she’s been able to give her family a better lifestyle.
View original language description ↓
Fanny vive en Quevedo desde que nació y se dedica a la venta de comida preparada. Empezó hace 5 años y el impulso se lo brindaron su propia familia, Fanny cuenta que sucedió una mañana cuando preparando el desayuno a su familia le dijeron que hacia unas tortillas muy ricas y debería vender, con esto un día compro los ingredientes necesarios y empezó a vender frente a su domicilio tomando en cuenta que si le iba bien continuaba con él. Para su sorpresa tuvo mucha acogida y con la ayuda de su familia compro una mesa mas varios utensilios empezando el negocio. Lo atiende sola ya que es quien cocina los productos, cobrando y atendiendo a los clientes, en su venta ofrece tortillas, muchines, corviches los cuales puede acompañar con cola y ají casero. Con el crédito Fanny comprara una mesa, sillas y un parasol que necesita para un mejor servicio. Su sueño es abrir un restaurant en un local porque desde que inicio la venta de comida ha podido darle un mejor estilo de vida a su familia.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 64
    View loans »
    Ecuador Loans Fundraising
  • $24,577,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,050 helped Fanny Yessenia to buy a table, chairs and an umbrella.
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 21, 2012
Jul 4, 2012
Currency Exchange Loss:
Aug 3, 2012