Flor De Chijini Group
María Magdalena tells us that this is the first time she has joined a communal bank within Pro Mujer, and that she was invited to do so by a field worker. Currently she has a general store business, work she has been doing for several years.
The loan she is getting now is to increase her working capital by buying rice, sugar and cooking oil, which she will buy at the traditional markets of El Alto, then later sell at her store. This form of work supports her family in moving foward in life, as she is single, and has four children.
When we asked her what she likes about Pro Mujer, she answers that she likes the health clinic and the savings program.
In the photo we can see María accompanying the group. She is wearing a lead grey sweater, and wanted to participate in the taking of the photo.
La señora María Magdalena cuenta que es la primera vez que integra una Banca Comunal dentro de Pro Mujer y que para esto fue invitada por una promotora; en la actualidad ella tiene un negocio de tienda en general, mismo que trabaja hace varios años.
El crédito que ahora sacará es para aumentar su capital (compra de arroz, azúcar y aceites) los que comprarán de las ferias tradicionales de El Alto y posteriormente lo venderá en su espacio de comercialización. Esta forma de trabajo apoya a salir adelante a su familia pues ella es soltera y tiene cuatro hijos.
Cuando le consultamos que le gusta de Pro Mujer, ella nos respondió que le gusta el área de salud y los ahorros.
En la fotografía podemos observar que acompaña al grupo la señora Mária la que esta vestida de chompa ploma quiso participar en la toma de la fotografía
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid