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Mujeres La Bendicion De Patzun Group
In this Group: Veronica , Rebeca , Ruth Elizabeth , Rosa *, Saturnina , Sandy Jackeline Aracely , Francisca , Maria Angelica , Feliciana , Blanca Estela , Maria Ana *, Reyna
* not pictured
In the East village of Patzun Chimaltenango, Guatemala lives Sandy, an ambitious 22-year old woman who is working tirelessly to achieve her goals.
Sandy’s mother and father, farmers, worked hard to support her and her five siblings, but Sandy knew she had to find her own way to succeed.

Two years ago Sandy graduated from high school. However, due to the high unemployment in the country, she has been unable to get a job where she could fully use the education she received. This does not discourage Sandy, who believes that every effort is rewarded and the hardest challenges bring the best rewards.

As a child, Sandy learned to weave and embroider. With these skills and her drive to succeed, Sandy and her family decided to start a business selling handicrafts five years ago. Over time, they expanded their business to include the sale of different types of vegetables, and they also raise ducks.

Sandy currently travels to the market three times a week to sell her product. She usually leaves home at 6:30 a.m. and returns at 2 p.m. As her business grew, Sandy saw how she could benefit from a loan and eventually decided to join the Friendship Bridge.

Sandy explains that as she has diversified the types of products she sells, her customer base has increased. Sandy is about to begin her second loan cycle, and she is planning to use the loan to purchase thread in order to make more embroidered fabrics. In addition, she hopes to buy more food for her ducks.

Sandy is very excited to receive this loan because it gets her one step closer to achieving her dream of running a stable business with consistent revenues, thus giving her the opportunity to pursue her dream of going to college.

Sandy is part of the Mujeres la Bendición de Patzun Trust Bank, with 11 other women who are also working to improve their lives and the lives of their families (among all of them, they have 31 children). During their monthly loan repayment meetings, Sandy and her fellow Trust Bank members participate in educational lessons on business, money management, self-esteem, women’s rights, health and how to support their children’s education. These lessons not only provide the women with valuable information regarding their businesses and their family’s health, but also foster a community of support among the women. Sandy smiles as she says: "We are thankful for the opportunity of microloans as it helps us to promote our small businesses and improve our quality of life."

Additional Information

About Friendship Bridge

This loan is administered by Friendship Bridge (FB), a nonprofit, nongovernmental organization that empowers thousands of impoverished Guatemalan women through its Microcredit Plus program. The program combines small loans averaging US$350 for four-to-twelve month loan terms with non-formal, participatory education.

As FB clients, women start, expand, or diversify their businesses and learn practical lessons on topics including business, health, and self-esteem. FB’s clients borrow as a group, forming Trust Banks (groups of 7-25 women who serve as co-guarantors of the loan and act as a self-regulating support network).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 122
    View loans »
    Guatemala Loans Fundraising
  • $10,890,300
    Funds lent in using Kiva
  • 7.9
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Mujeres La Bendicion De Patzun Group's $2,425 loan helped a member to purchase thread.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jun 7, 2012
Jun 26, 2012
Currency Exchange Loss:
Mar 15, 2013