Las Luminosas Group
Patricia joined a Communal Bank within Pro Mujer five years ago and was invited to be a promoter. Currently she has a business knitting gloves, which she has had for several years.
The loan that she is taking now is to raise her capital (by buying wholesale wool), which she will buy at the traditional markets in the city of El Alto and after the manufacturing process she will sell them to order.
This work supports her family as she is single and has two childen.
When we asked her what she likes about Pro Mujer, she responded that she likes the savings.
La señora Patricia cuenta que hace cinco años que integra una Banca Comunal dentro de Pro Mujer y que para esto fue invitada por una promotora; en la actualidad ella tiene un negocio de tejido de guantes, mismo que trabaja hace varios años.
El crédito que ahora sacará es para aumentar su capital (compra de lana por mayor) los que comprarán de las ferias tradicionales de la ciudad de El Alto y posteriormente a la elaboración lo venderá a pedido. Esta forma de trabajo apoya a salir adelante a su familia pues ella es soltera y tiene dos hijos.
Cuando le consultamos que le gusta de Pro Mujer, ella nos respondió que le gusta los ahorros.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid