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Santo Marlene
Santos is 42 years old, she is married and has two teenage children who are both studying. She has had her own business, a small grocery store, for more than 20 years. She offers her customers products that are used on a daily basis in the home. She has requested this loan to use to restock her inventory, to buy grains, baby clothes and other things her customers have requested.
View original language description ↓
Doña Santos tiene 42 años de edad, es casada y tiene 2 hijos adolecentes los cuales estan estudiando. Tiene mas de 20 años de tener su propio negocio de pulperia donde ofrece a sus clientes productos para el consumo diario en el hogar. Esta solicitando es financiamiento con el objetivo de fortalecer su inventario comprando granos, ropita de bebé y otras cositas que su clientela le solicita.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,409,250
    Funds lent in using Kiva
  • 23.5
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $1,300 helped Santo Marlene to buy products for her business.
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 28, 2012
Jul 4, 2012
Currency Exchange Loss:
Aug 3, 2012