Sra. Jeersy tells us that she only joined the community bank recently--a friend invited her to join--and this will be her first Pro Mujer loan. She operates a business making and selling shoes. She has been a shoemaker for many years, a skill she learned from her brother.
She will use this loan for working capital (to buy leather). She buys leather from local wholesalers and sells what she makes at various markets in La Paz. Sra. Jeersy is single and the business is the sole source of income for her and her child.
When we asked her what she likes about Pro Mujer, she told us that she likes the health training she's received and access to credit.
La señora Jeersy cuenta que es el primer año que integra una Banca Comunal dentro de Pro Mujer y que para esto fue invitada por su amiga; en la actualidad ella tiene un negocio de elaboración de calzados, mismo que trabaja hace varios años aprendiendo el mismo de su hermano.
El crédito que ahora sacará es para aumentar su capital (compra de cuero) los que comprarán de las distribuidoras y posteriormente lo comercializará en las ferias de la ciudad de La Paz. Esta forma de trabajo apoya a salir adelante a su familia pues ella es soltera y tiene un hijo.
Cuando le consultamos que le gusta de Pro Mujer, ella nos respondió que le gustan las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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