Roberto is married and has two children who are school age. They live in his parents' house occupying three small rooms with brick walls. The house is located in the city of La Paz's Plan Autopista zone.
He studied up to secondary school and currently earns income because he works as a driver for more than twelve hours daily. Roberto is the only one covering basic food, education and utilities for his family.
The loan he's requesting now is to repair his vehicle because he needs to replace the gearbox since it's his work tool and the only source of income he has to support his family.
Roberto's dream is to own a house to give his family more comfort and to improve their quality of life.
This is the first time he's asked IMPRO and KIVA for credit.
Roberto, es casado y tiene dos hijos que están en etapa escolar, viven en la casa de sus padres ocupando tres habitaciones pequeñas y con paredes de ladrillo, la casa esta ubicada en la zona Plan Autopista de la ciudad de La Paz.
El estudió hasta la secundaria y actualmente percibe ingresos ya que trabaja como chofer por más de doce horas al día. Roberto es el único que solventa los gastos de alimentación, educación y servicios básicos de su familia.
El crédito lo solícita para la reparación de su vehículo, pues necesita cambiar la caja ya que es su herramienta de trabajo y es el único ingreso que tiene para mantener a su familia.
El sueño de Roberto, es tener su casa propia para dar más comodidad a su familia y mejorar su calidad de vida.
Es la primera vez que solicita el crédito junto a IMPRO y KIVA.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.