20 De Mayo Group
Ema has been a member of the communal bank, part of Pro Mujer (“Pro Women”) for four years and for this reason she was invited to become a marketing officer. She has a sock-sales business, with which she has worked for many years, having learnt this from her mother.
This loan will help her to increase her capital (purchase of socks) which she will buy from textile companies and then sell at the border markets and in the department of Oruro. This type of work helps to move forward and helps her family since she is single and has two children.
When we asked her what she likes about Pro Mujer, she said she likes the health aspect.
Maribel and Sandra do not appear in the photo as they were at a doctor’s appointment.
La señora Ema cuenta que hace tres años que integra una Banca Comunal dentro de Pro Mujer y que para esto fue invitada por una promotora; en la actualidad ella tiene un negocio de venta de medias, mismo que trabaja hace varios años, aprendiendo el mismo de su madre.
El crédito que ahora sacará es para aumentar su capital (compra de medias) los que comprarán de las empresas textiles y posteriormente lo venderá en las ferias fronterizas y el departamento de Oruro. Esta forma de trabajo apoya a salir adelante a su familia pues ella es soltera y tiene dos hijos.
Cuando le consultamos que le gusta de Pro Mujer, ella nos respondió que le gusta el área de salud.
En la fotografía no aparesen las señoras Maribel y Sandra ya que ellas se encontraban en consulta médica.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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