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Karina Stefania
Karina Stefania is 20 years old, single, and doesn't have any children. She lives with her parents in San José de Chimbo, Bolívar province.

Karina Stefania has a grocery store. She is requesting this loan to buy oil, a 100lb sack of rice, a 100lb sack of sugar, soap and noodles. With the help of this loan, she will be able to increase her business. She will make her purchases in Guaranda.

The challenge that Karina Stefania faces is improving her lifestyle. In her free time, she enjoys going for walks in the country.
View original language description ↓
KARINA STEFANIA tiene 20 años de edad es soltera no tiene hijos, vive con los padres en San José de Chimbo Provincia de Bolívar.

Karina Stefania tiene una tienda de viveres. Solicita el crédito para comprar aceite, un quintal de arroz, un quintal de azúcar, jabón, fideo. Con la ayuda del crédito podrá incrementar el negocio.

Las compras lo hará en Guaranda.
Los desafíos a los que se enfrenta es poder mejortar el estilo de vida. En el tiempo libre le gusta hacer caminata por el campo.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 99
    View loans »
    Ecuador Loans Fundraising
  • $25,071,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Karina Stefania to buy oil, a 100lb sack of rice, a 100lb sack of sugar, soap and noodles.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 14, 2012
Jun 23, 2012
Currency Exchange Loss:
Mar 15, 2013