Eam, age 32, generates her income by engaging in a crop-farming business. She lives happily with her husband and three school-aged children in a small village, Baray district of Kompong Tom province. She primarily grows and harvests rice crops followed by potatoes and vegetables. She aims to upgrade her standard of living so she can send all of her children to college after they finish their education at high school.
Eam hopes to improve and strengthen her farming business and make it more profitable. She is taking out a loan of KHR 500,000 to add to her capital to pay for laborers she hired to work her potato plantation. She believes that her loan will enable her to make improvements in her business and hopes that she will become successful in the future.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.