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Divine Bonte Group
In this Group: Marie Augustine, Salamata, Poko, Lucie, Mamounata

Update on Divine Bonte Group

Madame Marie Augustine is the representative of the Divine Bonte group. She is married and the mother of three children. The oldest is 32 years old and the youngest is 26 months old. One of them attends school and she has one person under her care.

She has been making and selling liquid soap and soap balls for two years. She gets her supplies from Faso Chimie in the Cité AN III part of town. Her customers are women, men, store managers and neighbors.

She would like to buy 60 liters of coconut oil, 2 bags of sodium carbonate, 1 bag of carbonate, and 40 liters of Shea butter to make soap.

She uses her savings to meet her orders. She was not able to buy a second processing machine, so she still aims to buy a second processing machine and open a store.
View original language description ↓
Mme Marie Augustine est la représentante du groupe DIVINE BONTE. Elle est mariée et mère de 03 enfants. Le plus âgé a 32ans et le moins âgé a 02ans 02mois. 01 va à l’école et elle a 01 personne en charge.

Elle fabrique et vend le savon liquide et en boule depuis 02ans. Mme s’approvisionne à Faso chimie en cité AN III en ville. Ses clients sont les femmes, les hommes, les gérants de boutique et le voisinage.

Mme veut s’acheter 60 litres d’huile de coco, 02 sac de soude, 02 sac de carbonate et 40 litres de beure de karité pour la fabrication du savon.

Mme utilise ses économies pour satisfaire ses commandes. Elle n’a pas pu acquérir sa deuxième machine donc elle ambitionne toujours s’acheter une deuxième machine de transformation et ouvrir un magasin.

Previous Loan Details

Madame Marie Augustine is the representative of the group "DIVINE BONTE". She is married and the mother of 03 children. The oldest is 32 years old and the youngest is 19 months old. One goes to school and she supports one person. She has been making and selling soap (liquid and in balls) for ... More from Divine Bonte Group's previous loan »

Additional Information

About Micro Start/AFD

This loan is administered by Micro Start/AFD, Kiva’s first Field Partner in Burkina Faso. Micro Start/AFD’s mission is to improve families' living conditions in general, and those of women in particular, by facilitating access to financial and non-financial services.

Micro Start/AFD is a professional microfinance institution offering financial services, advice, and training. One of the organization’s principal aims is to collect obligatory and voluntary savings that foster clients’ financial independence. Micro Start/AFD also focuses on building female entrepreneurs’ skills in management and business administration and improving the living conditions in its clients’ communities. More information can be found on Micro Start’s Kiva Field Partner Page.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Burkina Faso

  • $1,500
    Average annual income
  • 4
    View loans »
    Burkina Faso Loans Fundraising
  • $1,854,950
    Funds lent in using Kiva
  • 517.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Divine Bonte Group's $775 loan helped a member to buy 60 liters of coconut oil, 2 bags of sodium carbonate, 1 bag of carbonate, and 40 liters of Shea butter to make soap.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 25, 2012
Jun 23, 2012
Currency Exchange Loss:
Oct 15, 2012
This photo was used before for a previous loan for Divine Bonte Group. It was first posted on Kiva on Nov, 2011. Learn More