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Justina is single and the mother of 1 daughter who currently attends School, lives in her own house with her daughter and supports her parents by sending them money to help with expenses.

She works as a housekeeper and with this loan she plans to buy construction materials (stone, sand, cement and payment of labour) to continue building her house.

In future she hopes to finish her house and furnish it. To this end she commits to duly paying off her loan in order to solicit further loans from Hluvuku.

Her challenge is to complete her house and pay off her loan.
View original language description ↓
Solteira e mãe de 1filha que frequenta a Escola, vive na casa própria com a sua filha e sustenta seus pais enviando dinheiro para auxiliar nas despesas.
Trabalha como governanta, com o presente empréstimo pretende comprar material de construção (pedra, areia, cimento, e pagamento da mão de obra) para dar continuidade com a obra da sua casa.
No futuro deseja concluir a sua casa e mobilar, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é concluir a sua casa e pagar devidamente o empréstimo.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 25
    View loans »
    Mozambique Loans Fundraising
  • $2,911,950
    Funds lent in using Kiva
  • 27.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Justina buy construction materials (stone, sand, cement and payment of labour) to continue building her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 5, 2012
Jul 1, 2012
Currency Exchange Loss:
Aug 17, 2013