Isabel is a member of the group, Poderoso de Israel (The Powerful of Israel) 1, 2, 3 and 5; the name is an allusion to JesusChrist. They are from a rural batey of Romana, Dominican Republic. She lives in a batey, a rural community built by sugar companies for their workers. Bateyes are made up of the homes of some of the poorest people in the Dominican Republic, especially Haitians.
Isabel lives with her three children and her long-term partner, her children's father. She said that her most difficult challenge has been to generate enough money to provide for her family and to develop her business. Isabel runs a business where she sells different clothing for men, women and kids. With her loan, she plans to buy more clothes and increase the inventory. Isabel is very thankful for this loan, and she hopes to continue her successful borrowing in the future.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.